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Motorcycle Insurance

New York or Connecticut state law mandates four compulsory coverages for purposes of:

The types of coverage required by the state are more than any other state. However, the required limits are low and may be exhausted quickly in cases of an accident or injury. That means individuals may be personally liable for any amounts above the limits.

Nonetheless, individuals are free to purchase increased limits; they can substantially increase their coverage with us at The Guion Agency Inc. in New York or Connecticut.

Optional Coverages

The coverage options you can take for additional protection include:

Talk to us about the various coverage options for motorcycles and others.

Insurance Information and Enforcement System (IIES)

Failure to continuously maintain insurance coverage for vehicle or motorcycle owners can be costly. The Insurance Information and Enforcement System (IIES) is a New York or Connecticut Department of Motor Vehicles (DMV) system that detects uninsured vehicles.

New York or Connecticut insurance laws require insurers to report the various policy changes, such as issuing new policies, cancellations, and renewals. All this information goes into an electronic database to track the coverage of every registered auto.

Inconsistency in maintaining liability coverage can result in the suspension of a driver’s license and motor vehicle registration. This is in addition to substantial penalties and fees.

If you need to discuss the various coverage options, contact us at The Guion Agency Inc. in New York or Connecticut or call us.

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