Anywhere it can rain, it can flood. Even if your home isn't in a flood plain, and you aren't required to have insurance, it's still important to protect yourself. If you're in New York or Connecticut and looking for flood insurance, The Guion Agency Inc. is here to help. We can give you options for policies that will meet your needs so that you can have good coverage and plenty of peace of mind.
Many people mistakenly think their homeowners' insurance gives them coverage for floods. Unfortunately, that's not true. A flood policy is separate and only required for homes located in a FEMA-designated flood hazard zone with a current mortgage. If you don't fall into that category, you may assume that you don't need a policy because you aren't at risk.
However, not being in a flood hazard zone doesn't mean you don't have any flood risk. It just means your risk is lower than in some other areas. By working with our trusted agents, you can protect your home in a way that works for you and learn what you need to know about flooding.
Not only will that help you make informed decisions, but it can also give you the comfort you need when it comes to concerns over protecting what's important to you. Your home is a significant asset and keeping it safe is what insurance is for. It's easier to enjoy your space with family and friends when you know you have the right coverage.
Contact us today at The Guion Agency Inc. if you're in New York or Connecticut and need flood insurance. We'll be happy to answer your questions and ensure you're getting the right policy for your needs. You can contact us online or give us a call, and one of our knowledgeable agents will be here to help you. Protecting your home is important. We're here to make it easier.