Home Insurance

Your home is more than just a roof. It is a precious asset you can't afford to lose in case of a disaster, and protecting your home with the right home insurance coverage is crucial. Home insurance is a type of policy that protects your home and possessions against damage and theft. Besides, it can also pay out if you are held liable for an accident or injury in your home.

You can count on The Guion Agency Inc. for the right home insurance coverage to safeguard your home against damages that could destroy your home or cause property damage. We will customize your home insurance policy to suit your unique needs and requirements. Contact us today to get a free home insurance quote that protects one of your most significant investments.

What does home insurance cover?

Standard homeowners' insurance policies include six types of coverage:

• Dwelling: The dwelling coverage pays for any damage to the home and the attached structures like a porch.
• Personal liability: Pays someone that is injured on your property, or if you unintentionally cause property damage through neglect.
• Personal property: This coverage pays for temporary living expenses as your home is being repaired. It is usually 20% of the dwelling coverage.
• Medical payments: Personal liability pays for injuries in case someone gets injured on your property. It pays for the victim's medical expenses regardless of who is at fault. The coverage also pays if you, a pet, or a family member injures someone.
• Other structures: This covers for the damage on stand-alone structures on your property like a shed or fence. The typical amount is usually 10% of the dwelling coverage.

Get your home insurance today.

At Guion insurance agency Inc., we are a reliable, affordable, well-rated homeowners insurance provider in New York or Connecticut. We have been providing outstanding services to individuals, families, and businesses since 1919.

Our services and products are built on the principles of offering superior customer service and quality insurance solutions to our customers in New York or Connecticut. Contact us today for a no-obligation review of your insurance options and get a quote.