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The Guion Agency Inc. is available to provide car insurance to local residents of New York or Connecticut. Liability coverage is required for all drivers in the state, and other important options can help protect the vehicle in the event of an accident.
Everyone needs coverage to pay for the damage they cause if there is an accident and any associated lawsuits for compensation. This is known as liability coverage. New York or Connecticut law requires all drivers to have a minimum of $25,000 worth of coverage for injuries to one person involved in a crash, $50,000 of coverage for the injury costs of two or more people, and at least $10,000 in liability coverage for property damage caused during an accident.
Anyone who purchases an auto insurance policy through The Guion Agency Inc. will have these minimum amounts built into their policy, so there is no worrying that the insurance will not provide enough coverage.
The government does not require collision insurance, but anyone who has a car financed through a bank or any other type of loan needs coverage for damage to the vehicle. This is a way for the lender to protect their investment, and the driver will get financial assistance for their vehicle repairs, minus the relevant deductible. This is because liability coverage does not cover the costs of damage to the driver’s vehicle.
Although not required by law, The Guion Agency Inc. offers comprehensive coverage for drivers who want protection against other losses unrelated to a motor vehicle accident. Weather damage, theft, vandalism, fire damage, and damage caused by wild animals are all usually covered with an additional, comprehensive policy.
Anyone needing more information about auto insurance can contact us by phone or through the website to get a personalized quote. Representatives are also available to answer additional questions.
